AUTO-INS-036 End-to-End Example

Overview

AUTO-INS-036, Determine Salvage Recovery Strategy, selects the best salvage recovery strategy using recovery value, disposal speed, title complexity, storage cost, and compliance.

Decision ID: AUTO-INS-036
Decision Name: Determine Salvage Recovery Strategy
Decision Preparation Model: auto-insurance-determine-salvage-recovery-str-auto-ins-036 version 1.0.0
Default Profile: balanced
Default Scenario: standard
Catalog: DKR-AUTO-RUNTIME-001, version 13.9.3

The deterministic Decision Service ranks eligible salvage options. The explanation object is explanatory only and must not choose, rerank, or override the deterministic result.

Understanding This Decision

Determine Salvage Recovery Strategy helps Salvage & Recovery teams compare candidate salvage options when expected recovery value must be weighed against storage cost, title complexity, disposal speed, and environmental compliance readiness.

Business question

Which salvage option should be recommended for determine salvage recovery strategy in the selected Auto Insurance context?

Expected outcome

A recommended salvage option or ranked set of salvage options with the criteria and constraints that most influenced the result.

Typical users

Operations managers, salvage recovery teams, claims operations teams, compliance reviewers, and integration teams building insurance recovery workflows.

Decision boundary

Use this decision to compare submitted salvage options. It supports business judgment and does not replace required legal, title, compliance, or management approvals.

Criteria

Criterion IDs are intentionally stable machine identifiers. Display labels are for users; request values should be keyed by canonical criterionId.

Criterion ID	Name	Direction	Weight	Validation
`salvage_recovery_value`	Salvage Recovery Value	maximize	30	`non_negative_currency`
`storage_cost`	Storage Cost	minimize	15	`non_negative_currency`
`title_complexity_score`	Title Complexity Score	minimize	20	`score_0_to_100`
`disposal_speed_score`	Disposal Speed Score	maximize	20	`score_0_to_100`
`environmental_compliance_score`	Environmental Compliance Score	maximize	15	`score_0_to_100`

Data Preparation Guide

Loading criterion-specific integration guidance...

Constraint Processing

This decision includes one catalog-defined hard constraint. Decision Catalog returns the constraint with the decision detail, and Decision Service evaluates it before criteria-based ranking.

Verified Catalog Constraint	Status	Effect
`AUTO-INS-036-ENVIRONMENTAL-COMPLIANCE-MIN-70`	Hard, enabled, mandatory	Requires `environmental_compliance_score >= 70` before a candidate can participate in ranking.

Eligible and Excluded Candidates

{
  "constraintSummary": {
    "definedConstraintCount": 1,
    "activeConstraintCount": 1,
    "eligibleOptionCount": 2,
    "excludedOptionCount": 1,
    "eligibleOptions": [
      "option-1",
      "option-2"
    ],
    "excludedOptions": [
      {
        "optionId": "option-3",
        "reasons": [
          "Environmental compliance score is below the minimum threshold of 70."
        ]
      }
    ]
  }
}

Constraint Handling Pattern

const constraints = decisionDetail.constraints || [];
if (constraints.length > 0) {
  // Decision Service applies catalog constraints before ranking.
  // Excluded candidates appear in response.constraintSummary.excludedOptions.
}

const summary = response.constraintSummary;
const excluded = response.decisionResult?.excludedOptions || [];

Excluded candidates do not participate in ranking because hard constraints are evaluated before scoring. For AUTO-INS-036, option-3 is excluded from the showcase sample because its environmental compliance score is below the catalog threshold.

Decision Preparation Model

The published Decision Preparation Model validates and transforms illustrative Business Data into the canonical criteria required by AUTO-INS-036 before Decision Service applies ranking.

Profile ID: auto-insurance-determine-salvage-recovery-str-auto-ins-036
Version: 1.0.0
Options Path: $.claims
Option ID Path: $.optionId
Display Name Path: $.name

Client Business Data Path	Transformation	Canonical Criterion ID	Unit	Validation
`option.financial.salvageRecoveryValue`	direct value	`salvage_recovery_value`	Currency	Input Contract
`option.financial.storageCost`	direct value	`storage_cost`	Currency	Input Contract
`option.assessment.titleComplexityScore`	direct value	`title_complexity_score`	Score	Input Contract
`option.assessment.disposalSpeedScore`	direct value	`disposal_speed_score`	Score	Input Contract
`option.risk.environmentalComplianceScore`	direct value	`environmental_compliance_score`	Score	Input Contract

Illustrative Business Data

{
  "requestContext": {
    "sourceSystem": "automotive-profile-factory",
    "correlationId": "factory-auto-ins-036"
  },
  "claims": [
    {
      "optionId": "CLAIM-036-01",
      "name": "Determine Salvage Recovery Strategy Option 1",
      "financial": {
        "salvageRecoveryValue": 32000.0,
        "storageCost": 6600.0
      },
      "assessment": {
        "titleComplexityScore": 30.0,
        "disposalSpeedScore": 65.0
      },
      "risk": {
        "environmentalComplianceScore": 77.0
      }
    },
    {
      "optionId": "CLAIM-036-02",
      "name": "Determine Salvage Recovery Strategy Option 2",
      "financial": {
        "salvageRecoveryValue": 79000.0,
        "storageCost": 11800.0
      },
      "assessment": {
        "titleComplexityScore": 41.0,
        "disposalSpeedScore": 77.0
      },
      "risk": {
        "environmentalComplianceScore": 80.5
      }
    }
  ]
}

Prepared Option Values

{
  "optionId": "CLAIM-036-01",
  "name": "Determine Salvage Recovery Strategy Option 1",
  "values": {
    "salvage_recovery_value": 32000.0,
    "storage_cost": 6600.0,
    "title_complexity_score": 30.0,
    "disposal_speed_score": 65.0,
    "environmental_compliance_score": 77.0
  }
}

This example illustrates the published request structure. Adapt it to your organization and validate it against the Input Contract.

Profiles and Scenarios

This example selects a Profile for evaluation emphasis and a Scenario for operating context. Discover both from the selected Decision Catalog definition.

Profile ID	Name	Purpose
`balanced`	Balanced	Preserves the default criterion priorities for this insurance decision.
`cost_control`	Cost Control	Places stronger emphasis on claim cost, premium adequacy, reserves, settlements, and expense control.
`risk_averse`	Risk Averse	Places stronger emphasis on liability, coverage, fraud, compliance, severity, and legal exposure.
`customer_focused`	Customer Focused	Places stronger emphasis on customer impact, service speed, retention, mobility, and experience quality.

Scenario ID	Name	Use When
`standard`	Standard Claim Handling	Normal operating conditions with ordinary claim volume and complete claim information.
`catastrophe_event`	Catastrophe Event	High-volume event conditions where triage speed and severity prioritization become more important.
`coverage_uncertainty`	Coverage Uncertainty	Policy, liability, eligibility, or loss facts are incomplete and additional review is required.
`customer_escalation`	Customer Escalation	Customer sensitivity is elevated because of complaint risk, hardship, or service-level commitments.

Prepared Input

For Prepared Criteria Mode, send decisionId, selected profile/scenario IDs, and option values keyed by canonical criterion ID. This request intentionally does not duplicate values under display labels.

Prepared Criteria Mode JSON

{
  "decisionId": "AUTO-INS-036",
  "profileId": "balanced",
  "scenarioId": "standard",
  "algorithm": "TOPSIS",
  "weightStrategy": "Expert",
  "runSensitivity": false,
  "requestContext": {
    "correlationId": "auto-ins-036-demo-001"
  },
  "options": [
    {
      "optionId": "option-1",
      "name": "Auction Salvage Sale",
      "values": {
        "salvage_recovery_value": 18000,
        "storage_cost": 3600,
        "title_complexity_score": 25,
        "disposal_speed_score": 82,
        "environmental_compliance_score": 75
      }
    },
    {
      "optionId": "option-2",
      "name": "Direct Recycler Sale",
      "values": {
        "salvage_recovery_value": 33000,
        "storage_cost": 6600,
        "title_complexity_score": 37,
        "disposal_speed_score": 75,
        "environmental_compliance_score": 75
      }
    },
    {
      "optionId": "option-3",
      "name": "Retain for Parts Recovery",
      "values": {
        "salvage_recovery_value": 48000,
        "storage_cost": 9600,
        "title_complexity_score": 49,
        "disposal_speed_score": 68,
        "environmental_compliance_score": 68
      }
    }
  ]
}

Execute

cURL

curl -X POST "https://dde.vinquery.com/api/v1/decide" \
  -H "Authorization: Bearer ${DECISIOQ_TOKEN}" \
  -H "Content-Type: application/json" \
  -H "X-Correlation-Id: auto-ins-036-demo-001" \
  --data @auto-ins-036-execute.json

Decision Service retrieves authoritative criteria, validation metadata, and constraints from Decision Catalog, excludes candidates that fail mandatory hard constraints, executes the deterministic ranking, and returns the decision result plus execution metadata.

Interpret the Result

The successful response includes both the deterministic decisionResult and a top-level explanation object. The explanation adds context but does not select, rerank, recalculate, or override the ranking.

Successful Response Shape

{
  "service": "decisioq",
  "version": "7.6.3",
  "requestId": "0HNE...",
  "operation": "Decide",
  "success": true,
  "decisionType": "AUTO-INS-036",
  "decisionVersion": "13.9.3",
  "timestampUtc": "2026-07-19T00:00:00Z",
  "decisionResult": {
    "winner": "option-1",
    "confidence": 91,
    "ranking": [
      {
        "optionId": "option-1",
        "score": 0.91,
        "breakdown": {
          "salvage_recovery_value": 0.30,
          "storage_cost": 0.15,
          "title_complexity_score": 0.20,
          "disposal_speed_score": 0.20,
          "environmental_compliance_score": 0.15
        },
        "normalizationBreakdown": {}
      },
      {
        "optionId": "option-2",
        "score": 0.84,
        "breakdown": {},
        "normalizationBreakdown": {}
      }
    ],
    "excludedOptions": [
      {
        "optionId": "option-3",
        "reasons": [
          "Environmental compliance score is below the minimum threshold of 70."
        ]
      }
    ]
  },
  "explanation": {
      "summary": "The selected salvage option provided the strongest overall balance of recovery value, storage cost, title complexity, disposal speed, and environmental compliance.",
      "whyRecommended": "It met the hard environmental compliance threshold and ranked highest among eligible salvage options.",
      "keyDrivers": [],
      "tradeoffs": [],
      "competitors": [],
      "sensitivitySummary": "Sensitivity analysis was not included in this response.",
      "scenarioSummary": "The standard scenario was selected.",
      "risks": [],
      "nextSteps": [],
      "assumptions": []
  },
  "constraintSummary": {
    "definedConstraintCount": 1,
    "activeConstraintCount": 1,
    "eligibleOptionCount": 2,
    "excludedOptionCount": 1,
    "eligibleOptions": [
      "option-1",
      "option-2"
    ],
    "excludedOptions": [
      {
        "optionId": "option-3",
        "reasons": [
          "Environmental compliance score is below the minimum threshold of 70."
        ]
      }
    ]
  },
  "warnings": [],
  "requestContext": {
    "correlationId": "auto-ins-036-demo-001"
  }
}

WinnerThe selected option ID in decisionResult.winner.

RankingOnly eligible options ordered by deterministic score.

ExclusionsHard-constraint failures listed under constraintSummary and decisionResult.excludedOptions.

Sensitivity Analysis

runSensitivity is an optional execution flag supported by both Business Data Mode and Prepared Criteria Mode. Set it to true when the client wants recommendation-stability information in the same response. The sensitivity engine analyzes the prepared criteria produced by either input path, perturbs criterion weights by controlled factors, and reports whether the winner remains stable.

Sensitivity Result Shape

{
  "sensitivityResult": {
    "stableWinner": true,
    "winner": "option-1",
    "mostSensitiveCriterion": "storage_cost",
    "confidence": 95,
    "criterionImpacts": {
      "storage_cost": 0.1842
    },
    "winnerChangeCounts": {
      "storage_cost": 0
    }
  }
}

Use sensitivity output to decide whether a recommendation is robust enough for automation or should be reviewed by a person.

Explanation of Decision Result

Every successful response includes a provider-neutral top-level explanation object. It explains the already-finalized deterministic result and does not change the ranking.

Explanation Shape

{
  "explanation": {
      "summary": "The selected salvage option provided the strongest overall balance of recovery value, storage cost, title complexity, disposal speed, and environmental compliance.",
      "whyRecommended": "It met the hard environmental compliance threshold and ranked highest among eligible salvage options.",
      "keyDrivers": [],
      "tradeoffs": [],
      "competitors": [],
      "sensitivitySummary": "Sensitivity analysis was not included in this response.",
      "scenarioSummary": "The standard scenario was selected.",
      "risks": [],
      "nextSteps": [],
      "assumptions": []
  }
}

Explanation output is supporting context. Business-facing pages should render the explanation, warnings, assumptions, and limitations without provider branding.

Tracing and Logs

Use request identifiers to connect client, catalog, and execution activity during support or integration testing.

X-Request-Id: Optional client-supplied request ID. If omitted, the server generates one.
X-Correlation-Id: Optional client correlation value propagated from Decision Service to Decision Catalog.
requestContext.correlationId: Optional payload value echoed in the response and used for tracing.
configurationUsed: The authoritative effective weight strategy, ranking algorithm, profile, scenario, sensitivity setting, and source for each value.
diagnostics: Safe execution counts returned only when responseOptions.includeDiagnostics is true.

Code Examples

These examples demonstrate the current DecisioQ flow:

Request jwtToken from https://identity.vinquery.com/connect/token.
Load AUTO-INS-036 metadata from https://dks.vinquery.com/decisioncatalog/decisions/AUTO-INS-036.
Execute a Prepared Criteria Mode at https://dde.vinquery.com/api/v1/decide.

Set these environment variables before running any companion example:

Environment variables

DECISIOQ_CLIENT_ID
DECISIOQ_CLIENT_SECRET

Optional:
DECISIOQ_AUDIENCE=vinquery:api:decisioq
DECISIOQ_IDENTITY_URL=https://identity.vinquery.com/connect/token
DECISIOQ_DKS_URL=https://dks.vinquery.com
DECISIOQ_DDE_URL=https://dde.vinquery.com

Download the source files directly:

README.mdSetup and run notes Prepared Input JSONShared request payload cURL shell scriptrun-auto-ins-036.sh C# Program.cs.NET 8 console example JavaScriptNode.js module TypeScriptTyped fetch example PythonStandard library example PHPcURL extension example Gonet/http example Javajava.net.http example

Troubleshooting

Symptom	Likely Cause	What to Check
401 Unauthorized	Missing, expired, or invalid bearer token.	Request a fresh `jwtToken` from Identity and send it as `Authorization: Bearer ...`.
Decision not found	The decision ID is not in the active catalog.	Load `/decisioncatalog/decisions/AUTO-INS-036` and confirm the ID is published.
Validation failed	A required criterion value is missing or outside its rule.	Use canonical criterion IDs and keep score values in the expected range.
Candidate excluded	A mandatory hard constraint failed.	Review `constraintSummary.excludedOptions` for the exact candidate and reason.
HTML error response	An upstream hosted service failed before returning JSON.	Check service health and server logs for Identity, Decision Catalog, or Decision Service.

Production Checklist

Security

Keep API Consumer credentials and jwtTokens on the server side. Use HTTPS, short-lived bearer tokens, and an API Consumer linked to a DecisioQ account for usage accounting.

Catalog

Load decision metadata from Decision Catalog and cache cautiously. Refresh when catalog versions change.

Request Quality

Use canonical criterion IDs, validate value ranges, and send at least two candidate options.

Constraints

Show excluded candidates separately. Do not include them in user-facing ranking tables.

Explanation

Display explanation text as supporting context only. Never let generated explanation text override deterministic results.

User Experience

Show business labels to users and keep raw execution trace collapsed for advanced diagnostics.